Creditor en français : traduction et définition

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Traduction et définition

a creditor: un créancier noun
Exercice 1
Let's go to English Economics class!
Fill in the blanks with the appropriate terms from the list below.
Use each term only once, and conjugate the verbs when necessary.

interest | loan | rate | mortgage | installments | creditor | borrow

One of the ways banks make money is to charge on a . This charge is a percentage and is called the : it can be fixed or variable.

A is a security or promise, (usually property) given to a , in order to guarantee the payment of an advance of money or other debt.

Money from a bank is generally paid back in monthly .

Let's go to English Economics class!
Fill in the blanks with the appropriate terms from the list below.
Use each term only once, and conjugate the verbs when necessary.

interest | loan | rate | mortgage | installments | creditor | borrow

One of the ways banks make money is to charge interest 1 on a loan 2. This charge is a percentage and is called the rate 3: it can be fixed or variable.

A mortgage 4 is a security or promise, (usually property) given to a creditor 5, in order to guarantee the payment of an advance of money or other debt.

Money borrowed 6 from a bank is generally paid back in monthly installments 7.
1 interest: "Interest" is the percentage of the loan that the bank charges or keeps in order to make a profit off of the loaned money.
2 loan: A "loan" is a sum of money given or lent to an individual or a company from a lending institution, usually a bank. "Loans" are given with terms and conditions for repayment: the time frame for repayment, interest, etc. Note that a loan is not necessarily money, and not necessarily from a bank. For example, "my brother loaned me his leather jacket for my date".
3 rate: A "rate" in banking terms is a percentage or proportion of money measured against the whole or entire amount. The traditional use is in regards to "interest" charged on a loan. This "interest rate" can change (variable) or remain the same (fixed) over time.
4 mortgage: A "mortgage" is a contractual promise of security, usually property, to a creditor in exchange for a loan of money.
5 creditor: A "creditor" is a person to whom money is owed by a debtor. A "creditor" lends money to individuals and companies. Usually the "creditor" is a bank.
6 borrowed: To "borrow" is to obtain or receive money or something else, on the condition that it will be returned or repaid. Example: I borrowed 500 euros from my bank.
7 installments: To pay for something in "installments" is to pay for it in increments over a period of time. Usually the terms of payment regarding the amount and the period of time for repayment are established in advance, however they can be redefined over the course of the payment.

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