401(k) plan
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定义
a 401(k) plan: 401(k)计划（美国养老金固定缴款计划）
示例
- "We manage the Delavigne Corporation's 401(k) plans."
- "Icarus : Yes, almost all Delavigne Corporation employees contribute to something called a 401(k) plan."
- "Edward : Ok. 401(k)?"
- "Your company provides its employees with a retirement plan called a 401(k)."
- "A 401(k)!"
- "I'm afraid the 401(k) plans are reserved for full-time, salaried employees."
- "The 401(k) plan is a "defined contribution plan"."
- "My name is Kate Baker, I'm the account manager for your 401(k) plan at American Banking Solutions."
- "Kate : Mr. Cheeter, you're currently paying 350 dollars into your 401(k) plan every month."
练习 1
Kate Baker from American Banking Solutions describes a something called a 401(k).
A 401(k) is a type of account, in which contribute until the employees .
A 401(k) is a type of account, in which contribute until the employees .
Kate Baker from American Banking Solutions describes a something called a 401(k).
A 401(k) is a type of savings 1 account, in which the employees and employers 2 contribute until the employees retire 3.
A 401(k) is a type of savings 1 account, in which the employees and employers 2 contribute until the employees retire 3.
1 savings: This is correct. A "savings account" is a type of account which provides interest. A 401(k) plan is essentially a savings account which both the employees and employers pay into until the employees' retirement. Note that a 401(k) account cannot be opened at the bank; it is a financial option provided by certain companies.
1 checking: This is incorrect. A "checking account" is a type of bank account which can be used by people writing checks. These type of accounts generally provide little or no interest.
1 stock option: This is incorrect. Although "stock options" are a form of compensation given by employers to employees, a 401(k) plan is a different thing, in which employers match employees contributions to an account.
2 the employees and employers: This is correct. Kate Baker explains to Edward that in a 401(k) plan, the employer (Delavigne Corp for example) matches or equals the contribution of an employee in order to compensate them beyond their salary. Both employers and employees contribute in a 401(k) plan.
2 the employees: This is incorrect. In a 401(k) plan, both the employee and employer contribute money.
2 the employers: This is incorrect. In a 401(k) plan, both the employee and employer contribute money.
3 retire: This is correct. According to Kate Baker, Delavigne's 401(k) plan grows until the employee "retires", or stops working. Note that "retirement" is generally the choice of the employee to stop working, and not the termination of the employee for example. In any case, a fired employee who benefited from a 401(k) plan would likely receive the money invested within.
3 catch fire: This is incorrect. 401(k) plans don't usually include conditions about "catching fire" or "combusting"!
3 withdraw money: This is incorrect. Kate Baker specifies that Delavigne Corp's 401(k) plan continues until an employee's retirement. This type of account is not accessible for employees to withdraw, (take out or remove) money at any time.
进一步了解…
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