Bank account

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定义

a bank account: 银行账户 noun

示例

  • "I, the great Horatio Oléré, am humbled to make this anonymous donation, in my name, of 10 million euros to the Horatio Oléré memorial bank account for my personal enjoyment and retirement."
  • "Please contact me immediately so that I can instruct you on how to transfer these funds to your personal bank account."
  • "Today we'll be looking at: personal bank accounts - both checking accounts and savings accounts."
练习 1
Fill in the blanks with the appropriate terms from these passages of Edward's song!

The bank told me that my has
Due to insufficient in my
This is the message of this song. Life's no fun when you're !
What am I to do now? I'm so ,
No glasses for me and I am in !

Fill in the blanks with the appropriate terms from these passages of Edward's song!

The bank told me that my cheque 1 has bounced 2
Due to insufficient funds 3 in my account 4
This is the message of this song. Life's no fun when you're overdrawn 5!
What am I to do now? I'm so upset 6,
No glasses for me and I am in debt 7!
1 cheque: "Cheque" (UK) or "check" (US) is the correct answer here. A "cheque" is a small piece of paper which you sign, date, and give to someone as a form of payment. When you open a bank account, you usually receive a "cheque book" full of "cheques" which you can fill in and give to people or companies when you buy things. Example: "I don't have any cash with me. Can I write you a cheque?".
2 bounced: "Bounced" is the right term here. When a cheque "bounces", then payment is refused. This is often because you have written a cheque for more money than you have in your bank account. Example: if Joseph has £12 in his account, but writes a cheque for £84 to pay for some meat, then the cheque will probably bounce when the butcher tries to cash it in'.
3 funds: "Funds" is the term we were looking for here. In this context, "funds" simply means "money". If Edward has "insufficient funds" in his bank account, then he "does not have enough money" in his account.
4 account: "Account" is the right answer here. An "account" in this context is a "bank account": a place to store your money. Most people have a bank account into which their salary goes once a month. You can take money out of your bank account with a card at a cash machine (UK) or ATM (US).
5 overdrawn: "Overdrawn" is the term which Edward uses here. To be "overdrawn" is to have a negative amount of money in your bank account, or to be "in the red". Example: "I'm often overdrawn at the end of the month. At the moment I have -$38 in my account". An "overdraft" is an agreement with your bank that they will lend you some money when you no longer have any!
6 upset: "Upset" is the right term here. If someone is "upset", then they are "sad", "unhappy", or "anxious". In this conversation, Edward is "upset" because he has no money and can't buy a special pair of sunglasses. Here's another example: "I was very upset when my goldfish died".
7 debt: "Debt" is the best answer here. To be "in debt" is to "owe" someone something, especially money, which you need to pay back. When we say "I am in debt", we usually mean that we owe money to the bank. This might be because we borrowed money to pay for university studies, or because we spent more money than we earned in a certain month. Note that the "b" in "debt" is silent: it is pronounced like "dett". Example: "I have been in debt ever since I bought my yacht".
练习 2
Complete the following sentences using financial terms from the guide you have just read.

The first word means the level of interest on an account: "United Bank offers the best interest ."

This word means to put money into a bank account: "I would like to $600 in my account."

This word means to "gain" or to "obtain" something: "United customers more interest than those who choose other banks."

Complete the following sentences using financial terms from the guide you have just read.

The first word means the level of interest on an account: "United Bank offers the best interest rate 1."

This word means to put money into a bank account: "I would like to deposit 2 $600 in my account."

This word means to "gain" or to "obtain" something: "United customers earn 3 more interest than those who choose other banks."
1 rate: "Interest rate" is the best answer here. Interest rates are usually expressed as a percentage, and represent the amount of money one receives or "earns" on the funds they have in an account. Example: "The interest rate on our Bonus Account is 5.9%".
2 deposit: "Deposit" is the right answer here. To "deposit money into an account" is to give money (either cash or a cheque) to the bank, so that they can increase the amount of money in your account. Example: "My grandmother always deposits £10 into my account on my birthday". Note that there is a related noun: "a deposit". Example: "The minimum deposit is only $1".
3 earn: "Earn" is the term we are looking for here. To "earn money" is to "acquire" or "receive" money. You can "earn money with a savings account", and you can "earn $4000 per month" if you have a good job. Another example: "I'm a waiter, and I don't earn much money".

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