Deductible

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定义

a deductible (US), an excess (UK): 扣除条款,扣除免赔额 noun
deductible: 可扣除的,可减免的 adjective

示例

  • "You have a $500 deductible on your comprehensive and collision coverage, meaning that Ouch Insurance will pay for any damages above this amount."
练习 1
Read the email again carefully and answer this!

This term refers to an amount of money that an insured motorist must pay before being reimbursed by the insurance company. "My insurance policy has a $1000 which I have to pay before my insurance company covers the cost of repairs."

This term refers to the amount paid or payable, usually in regular instalments, for an insurance policy. "My insurance is high this year because I bought a super fast sports motorcycle."

Read the email again carefully and answer this!

This term refers to an amount of money that an insured motorist must pay before being reimbursed by the insurance company. "My insurance policy has a $1000 deductible 1 which I have to pay before my insurance company covers the cost of repairs."

This term refers to the amount paid or payable, usually in regular instalments, for an insurance policy. "My insurance premium 2 is high this year because I bought a super fast sports motorcycle."
1 deductible: In insurance policy terms, a "deductible" is the amount of money which the insured party must pay before the insurance company's own coverage begins. For example: If an insurance policy has a $500 deductible and the repairs to a vehicle cost $1,500, the insured person must pay the first $500 and the insurance company will pay the remaining $1,000. In British English this term is called an "excess".
2 premium: An "(insurance) premium" refers to a rate of payment for insurance, or the payment for insurance coverage (either in one sum or by installments). Example: My car insurance premium is low because I've never had an accident. In the email we read that Delavigne's "Total 12-month policy premium" will be "$66,418.30".

进一步了解…

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