Interest rate
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定义
an interest rate: 利率
My savings account has an interest rate of 3%. 我的存款利率是3%。
示例
- "Sam : You're concerned about the interest rates on your outstanding loans."
- "I have your loan applications right here, and if you look at the section marked 7b, you can see that the interest rates increase at the current market rate."
- "We understand your needs, and offer a competitive interest rate on your money."
- "Bruno : My other major concern is the interest rates on our outstanding loans."
- "We know that college isn't cheap, but with United Bank, you'll be able to earn interest on what little money you do have."
练习 1
With The Executive Super Gold Savings Account, "the returns on your money are spectacular". Which of the following expresses the same idea:
With The Executive Super Gold Savings Account, "the returns on your money are spectacular". Which of the following expresses the same idea:
This is correct. In banking terms, "returns" means the interest the bank pays you for holding your money. It is usually a percentage of the amount of money you have in the account. Example: "Our current interest rate is 3.8%, so you'll see a great return on your money in just a few years".
This is not correct. Do not confuse the banking "return" meaning interest, with the verb "to return" meaning to go back.
This is not correct. In this context, "spectacular" is used to emphasize that the bank's interest rates are extremely high, NOT that the bank will use your money. "To finance" means "to pay for" or "to support". Example: "My studies are being financed by my grandfather."
练习 2
Complete the following sentences using financial terms from the guide you have just read.
The first word means the level of interest on an account: "United Bank offers the best interest ."
This word means to put money into a bank account: "I would like to $600 in my account."
This word means to "gain" or to "obtain" something: "United customers more interest than those who choose other banks."
The first word means the level of interest on an account: "United Bank offers the best interest ."
This word means to put money into a bank account: "I would like to $600 in my account."
This word means to "gain" or to "obtain" something: "United customers more interest than those who choose other banks."
Complete the following sentences using financial terms from the guide you have just read.
The first word means the level of interest on an account: "United Bank offers the best interest rate 1."
This word means to put money into a bank account: "I would like to deposit 2 $600 in my account."
This word means to "gain" or to "obtain" something: "United customers earn 3 more interest than those who choose other banks."
The first word means the level of interest on an account: "United Bank offers the best interest rate 1."
This word means to put money into a bank account: "I would like to deposit 2 $600 in my account."
This word means to "gain" or to "obtain" something: "United customers earn 3 more interest than those who choose other banks."
1 rate: "Interest rate" is the best answer here. Interest rates are usually expressed as a percentage, and represent the amount of money one receives or "earns" on the funds they have in an account. Example: "The interest rate on our Bonus Account is 5.9%".
2 deposit: "Deposit" is the right answer here. To "deposit money into an account" is to give money (either cash or a cheque) to the bank, so that they can increase the amount of money in your account. Example: "My grandmother always deposits £10 into my account on my birthday". Note that there is a related noun: "a deposit". Example: "The minimum deposit is only $1".
3 earn: "Earn" is the term we are looking for here. To "earn money" is to "acquire" or "receive" money. You can "earn money with a savings account", and you can "earn $4000 per month" if you have a good job. Another example: "I'm a waiter, and I don't earn much money".
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