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定义
(a) premium (suite): 优质的，昂贵的（套房）
a premium: 津贴，奖金，费用
an insurance premium: 保险费
示例
- "Premium per vehicle"
- "Please do me the honor of filling her up with premium unleaded gasoline!"
- "The seats are in the 'Premium Orchestra' area, in row 8."
- "Total premium before discount"
- "Total 12-month policy premium"
- "The penetration of men's fragrance usage appears to be around 50%, with 51% of men claiming to use premium fragrances as part of their daily grooming routine, while about 32% of men 'cannot be bothered' to use any perfume at all."
练习 1
"Your policy has just lapsed."
A "lapsed" policy has .
Delavigne Corp's auto insurance policy might lapse if the company .
Which of the following CANNOT "lapse"? .
A "lapsed" policy has .
Delavigne Corp's auto insurance policy might lapse if the company .
Which of the following CANNOT "lapse"? .
"Your policy has just lapsed."
A "lapsed" policy has expired 1.
Delavigne Corp's auto insurance policy might lapse if the company doesn't pay its monthly insurance premiums 2.
Which of the following CANNOT "lapse"? A car accident 3.
A "lapsed" policy has expired 1.
Delavigne Corp's auto insurance policy might lapse if the company doesn't pay its monthly insurance premiums 2.
Which of the following CANNOT "lapse"? A car accident 3.
1 expired: This is correct. If an insurance policy has "lapsed" it is no longer valid, or it has expired.
1 been revoked: This is incorrect. "Lapsed" does not share the same meaning as "revoked". If a contract is revoked it is officially cancelled.
1 changed: This is incorrect. "Lapsed" does not share the same meaning as "changed".
1 been extended: This is incorrect. "Lapsed" does not share the same meaning as "extended". If a contract is extended, it is continued for a longer period of time.
2 doesn't pay its monthly insurance premiums: This is the most likely answer. Most insurance policies lapse because monthly premiums are not paid on time, or because the contract has expired before a new one is renewed. A "premium" is an amount that is paid for an insurance policy.
2 pays too much for its auto insurance: This is not a likely answer. If someone paid too much for their auto insurance, it is not likely their policy would lapse.
2 makes no insurance claims in the past year: This is not a likely answer. If someone makes no claims in a year, they may receive a discount. This is called a "No Claims Bonus" (UK), a "No Claim Discount" (US) or a "Bonus-malus system".
2 doesn't have proper vehicle documents: This is not a likely answer. If someone didn't have the proper vehicle documents, this would not be a reason for their policy to lapse.
3 A car accident: This is the only suitable answer. A "car accident" cannot lapse. To "lapse" is to come to an end.
3 A period of time: If a period of time lapses it goes by or passes. Example: Years had lapsed since we last saw each other.
3 A contract: If a contract lapses it expires. Example: The contract lapsed and I refused to sign a new one.
3 A gym membership: If a membership (to a gym, for example) lapses it expires or comes to an end. Example: My gym membership lapsed but I was too fat to renew it.
练习 2
Read the email again carefully and answer this!
This term refers to an amount of money that an insured motorist must pay before being reimbursed by the insurance company. "My insurance policy has a $1000 which I have to pay before my insurance company covers the cost of repairs."
This term refers to the amount paid or payable, usually in regular instalments, for an insurance policy. "My insurance is high this year because I bought a super fast sports motorcycle."
This term refers to an amount of money that an insured motorist must pay before being reimbursed by the insurance company. "My insurance policy has a $1000 which I have to pay before my insurance company covers the cost of repairs."
This term refers to the amount paid or payable, usually in regular instalments, for an insurance policy. "My insurance is high this year because I bought a super fast sports motorcycle."
Read the email again carefully and answer this!
This term refers to an amount of money that an insured motorist must pay before being reimbursed by the insurance company. "My insurance policy has a $1000 deductible 1 which I have to pay before my insurance company covers the cost of repairs."
This term refers to the amount paid or payable, usually in regular instalments, for an insurance policy. "My insurance premium 2 is high this year because I bought a super fast sports motorcycle."
This term refers to an amount of money that an insured motorist must pay before being reimbursed by the insurance company. "My insurance policy has a $1000 deductible 1 which I have to pay before my insurance company covers the cost of repairs."
This term refers to the amount paid or payable, usually in regular instalments, for an insurance policy. "My insurance premium 2 is high this year because I bought a super fast sports motorcycle."
1 deductible: In insurance policy terms, a "deductible" is the amount of money which the insured party must pay before the insurance company's own coverage begins. For example: If an insurance policy has a $500 deductible and the repairs to a vehicle cost $1,500, the insured person must pay the first $500 and the insurance company will pay the remaining $1,000. In British English this term is called an "excess".
2 premium: An "(insurance) premium" refers to a rate of payment for insurance, or the payment for insurance coverage (either in one sum or by installments). Example: My car insurance premium is low because I've never had an accident. In the email we read that Delavigne's "Total 12-month policy premium" will be "$66,418.30".
练习 3
Read the email again carefully and answer this!
This term refers to an amount of money that an insured motorist must pay before being reimbursed by the insurance company. "My insurance policy has a $1000 which I have to pay before my insurance company covers the cost of repairs."
This term refers to the amount paid or payable, usually in regular instalments, for an insurance policy. "My insurance is high this year because I bought a super fast sports motorcycle."
This term refers to an amount of money that an insured motorist must pay before being reimbursed by the insurance company. "My insurance policy has a $1000 which I have to pay before my insurance company covers the cost of repairs."
This term refers to the amount paid or payable, usually in regular instalments, for an insurance policy. "My insurance is high this year because I bought a super fast sports motorcycle."
Read the email again carefully and answer this!
This term refers to an amount of money that an insured motorist must pay before being reimbursed by the insurance company. "My insurance policy has a $1000 deductible 1 which I have to pay before my insurance company covers the cost of repairs."
This term refers to the amount paid or payable, usually in regular instalments, for an insurance policy. "My insurance premium 2 is high this year because I bought a super fast sports motorcycle."
This term refers to an amount of money that an insured motorist must pay before being reimbursed by the insurance company. "My insurance policy has a $1000 deductible 1 which I have to pay before my insurance company covers the cost of repairs."
This term refers to the amount paid or payable, usually in regular instalments, for an insurance policy. "My insurance premium 2 is high this year because I bought a super fast sports motorcycle."
1 deductible: In insurance policy terms, a "deductible" is the amount of money which the insured party must pay before the insurance company's own coverage begins. For example: If an insurance policy has a $500 deductible and the repairs to a vehicle cost $1,500, the insured person must pay the first $500 and the insurance company will pay the remaining $1,000. In British English this term is called an "excess".
2 premium: An "(insurance) premium" refers to a rate of payment for insurance, or the payment for insurance coverage (either in one sum or by installments). Example: My car insurance premium is low because I've never had an accident. In the email we read that Delavigne's "Total 12-month policy premium" will be "$66,418.30".
进一步了解…
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