Savings account
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定义
a savings account: 储蓄账户
to save money: 攒钱
示例
- "I think we should get you started with our Young Professional Savings Account."
- "Savings accounts offer interest on your money, which is just great."
- "The Young Professional Savings Account"
- "This introductory guide is intended to summarize our most popular savings accounts, so that you can choose the account that is right for you."
- "The Executive Super Gold Savings Account"
- "let's stick it in (a) savings account without any fees!"
- "The company matches your contribution to a savings account monthly until you retire."
- "We require a minimum balance of at least $7000 for you to open an Executive Super Gold Savings Account."
- "I would like to open a savings account today please."
- "Today we'll be looking at: personal bank accounts - both checking accounts and savings accounts."
- "I would like to open a savings account please."
- "The Student Savings Account"
练习 1
Time to summarize!
For the short term, Icarus wants to put money in
For the medium term, Icarus wants to put money in
For the long term, Icarus wants to put money in
For the short term, Icarus wants to put money in
For the medium term, Icarus wants to put money in
For the long term, Icarus wants to put money in
Time to summarize!
For the short term, Icarus wants to put money in a basic savings account 1
For the medium term, Icarus wants to put money in a CD 2
For the long term, Icarus wants to put money in the stock market 3
For the short term, Icarus wants to put money in a basic savings account 1
For the medium term, Icarus wants to put money in a CD 2
For the long term, Icarus wants to put money in the stock market 3
1 a basic savings account: This is correct. Icarus intends to place the first third of Delavigne's excess cash into a basic savings account. Savings accounts generally provide little or no interest, however the money inside the account is available at all times. This is the short term placement that Icarus recommends.
1 the stock market: This is incorrect. Icarus suggests investing in the stock market as a long term option.
1 a CD: This is incorrect. Icarus suggests placing money in a CD (certificate of deposit) as a medium term option.
2 a CD: This is correct. Icarus wants to place one third of Delavigne's 1.2 million dollars into a CD (certificate of deposit), a special type of interest-bearing account. The money in a CD is not available until it has "matured" or "come to term". CD's often mature after 1 year or more. This is Icarus medium term plan for the money.
2 the stock market: This is incorrect. Icarus suggests investing in the stock market as a long term option.
2 a basic savings account: This is incorrect. Icarus suggests placing money in a basic savings account as a short term option.
3 the stock market: This is correct.Over the long term, Icarus hopes that an investment in the stock market will return money. He tells Bruno that this investment is risky, but has the potential to be very profitable.
3 a basic savings account: This is incorrect. Icarus suggests placing money in a basic savings account as a short term option.
3 a CD: This is incorrect. Icarus suggests placing money in a CD (certificate of deposit) as a medium term option.
练习 2
Kate Baker from American Banking Solutions describes a something called a 401(k).
A 401(k) is a type of account, in which contribute until the employees .
A 401(k) is a type of account, in which contribute until the employees .
Kate Baker from American Banking Solutions describes a something called a 401(k).
A 401(k) is a type of savings 1 account, in which the employees and employers 2 contribute until the employees retire 3.
A 401(k) is a type of savings 1 account, in which the employees and employers 2 contribute until the employees retire 3.
1 savings: This is correct. A "savings account" is a type of account which provides interest. A 401(k) plan is essentially a savings account which both the employees and employers pay into until the employees' retirement. Note that a 401(k) account cannot be opened at the bank; it is a financial option provided by certain companies.
1 checking: This is incorrect. A "checking account" is a type of bank account which can be used by people writing checks. These type of accounts generally provide little or no interest.
1 stock option: This is incorrect. Although "stock options" are a form of compensation given by employers to employees, a 401(k) plan is a different thing, in which employers match employees contributions to an account.
2 the employees and employers: This is correct. Kate Baker explains to Edward that in a 401(k) plan, the employer (Delavigne Corp for example) matches or equals the contribution of an employee in order to compensate them beyond their salary. Both employers and employees contribute in a 401(k) plan.
2 the employees: This is incorrect. In a 401(k) plan, both the employee and employer contribute money.
2 the employers: This is incorrect. In a 401(k) plan, both the employee and employer contribute money.
3 retire: This is correct. According to Kate Baker, Delavigne's 401(k) plan grows until the employee "retires", or stops working. Note that "retirement" is generally the choice of the employee to stop working, and not the termination of the employee for example. In any case, a fired employee who benefited from a 401(k) plan would likely receive the money invested within.
3 catch fire: This is incorrect. 401(k) plans don't usually include conditions about "catching fire" or "combusting"!
3 withdraw money: This is incorrect. Kate Baker specifies that Delavigne Corp's 401(k) plan continues until an employee's retirement. This type of account is not accessible for employees to withdraw, (take out or remove) money at any time.
练习 3
Time to summarize!
For the short term, Icarus wants to put money in
For the medium term, Icarus wants to put money in
For the long term, Icarus wants to put money in
For the short term, Icarus wants to put money in
For the medium term, Icarus wants to put money in
For the long term, Icarus wants to put money in
Time to summarize!
For the short term, Icarus wants to put money in a basic savings account 1
For the medium term, Icarus wants to put money in a CD 2
For the long term, Icarus wants to put money in the stock market 3
For the short term, Icarus wants to put money in a basic savings account 1
For the medium term, Icarus wants to put money in a CD 2
For the long term, Icarus wants to put money in the stock market 3
1 a basic savings account: This is correct. Icarus intends to place the first third of Delavigne's excess cash into a basic savings account. Savings accounts generally provide little or no interest, however the money inside the account is available at all times. This is the short term placement that Icarus recommends.
1 the stock market: This is incorrect. Icarus suggests investing in the stock market as a long term option.
1 a CD: This is incorrect. Icarus suggests placing money in a CD (certificate of deposit) as a medium term option.
2 a CD: This is correct. Icarus wants to place one third of Delavigne's 1.2 million dollars into a CD (certificate of deposit), a special type of interest-bearing account. The money in a CD is not available until it has "matured" or "come to term". CD's often mature after 1 year or more. This is Icarus medium term plan for the money.
2 the stock market: This is incorrect. Icarus suggests investing in the stock market as a long term option.
2 a basic savings account: This is incorrect. Icarus suggests placing money in a basic savings account as a short term option.
3 the stock market: This is correct.Over the long term, Icarus hopes that an investment in the stock market will return money. He tells Bruno that this investment is risky, but has the potential to be very profitable.
3 a basic savings account: This is incorrect. Icarus suggests placing money in a basic savings account as a short term option.
3 a CD: This is incorrect. Icarus suggests placing money in a CD (certificate of deposit) as a medium term option.
进一步了解…
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