To borrow

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定义

to borrow: 短期借用 verb
May I borrow your car this weekend?这周我可以借用你的车吗?

UK: May I borrow your car this weekend?
US: No you may not borrow my car this weekend!

示例

  • "Horatio : (thinking) I'm sure he won't mind if I borrow his HI-FI speakers!"
  • "I prefer to say that I'm "borrowing" him."
  • "Perhaps we could borrow that intern, Edward Moon, for a week or two - at least until things quiet down a bit?"
  • "Can I borrow your guitar?"
  • "I've already hired a director, and we've arranged to borrow some animals from the Los Angeles Zoo."
  • "I can even borrow a tie from my dad to complete the look."
练习 1
Conjugate the verbs below correctly when necessary.

Bruno says that Dr. Badguy Giuseppe.
However, Dr. Badguy insists that he is only the monkey.
In order to pay Dr. Badguy, Bruno could go to the bank and ask them him some money.

Conjugate the verbs below correctly when necessary.

Bruno says that Dr. Badguy [not done] stole 1 Giuseppe.
However, Dr. Badguy insists that he is only [not done] borrowing 2 the monkey.
In order to pay Dr. Badguy, Bruno could go to the bank and ask them [not done] to lend 3 him some money.
1 stole: This is the best choice here. "Stole" is the past tense form of the irregular verb "to steal". Bruno says, "I don't go around kidnapping monkeys". The verb "to steal" shares a similar meaning with "to kidnap" in this context.
2 borrowing: This is the correct choice. "Borrowing" is the progressive form of the verb "to borrow". Dr. Badguy says, "I prefer to say that I'm borrowing him". "To borrow" means to take or receive something with the promise and understanding that it will be returned. This construction requires the present progressive form of the verb, as indicated by the present tense auxiliary "is" which precedes the main verb. The present progressive tense expresses an action in progress and is formed with the auxiliary "to be" and the "ING" form of the verb (borrowing).
3 to lend: This is the correct choice. "To lend" indicates the process of giving money with certain restrictions, conditions and assurances that the money will be returned or paid back. Note that the verb "to loan", although not an option in this list, expresses a very similar meaning to the verb "to lend". The verb should be left in its full infinitive form here.
练习 2
Icarus mentions "outstanding loans" in his email. "A loan" is money .
In this context, an "outstanding loan" refers to a loan .
Icarus mentions "outstanding loans" in his email. "A loan" is money borrowed from the bank or elsewhere 1.
In this context, an "outstanding loan" refers to a loan which hasn't yet been paid off 2.
1 borrowed from the bank or elsewhere : A "loan" is a sum of money given or lent to an individual or a company from a lending institution, usually a bank. "Loans" are given with terms and conditions for repayment: the time frame for repayment, interest, etc. Note that a loan is not necessarily money, and not necessarily from a bank. For example, "my brother loaned me his leather jacket for my date".
1 placed in stocks and bonds: A "loan" is not money placed in stocks and bonds. Money placed in stocks and bonds are generally referred to as "investments".
1 charged for overdrawing an account: A "loan" is not the money charged for "overdrawing" an account. To "overdraw" an account means to withdraw or "take out" more money than exists in the account. Many banks charge a fee for overdrawing an account. These fees are called "overdraft" fees.
1 placed in real estate: Money placed in real estate is not called "a loan", however it is possible to take out a loan for an investment in real estate. "Real Estate" refers to the property industry: buying, selling, renting apartments and homes, developing land, etc.
1 given as a grant or subsidy: "Loans" are never "grants or "subsidies", which refer to sums of money given by the government or educational institutions to finance research projects, studies, etc. "Grants" and "subsidies" are generally given to qualified applicants who make a strong argument for the value of their research. Educational grants are often called "scholarships. A 'subsidy" is money which is given (generally by the government) in support of an enterprise regarded as being 'in the public interest"
2 which hasn't yet been paid off: The adjective "outstanding" has several meanings, however in a financial context, when we talk about "outstanding loans" or an "outstanding debt" we are referring to a loan which has not yet been paid, or fully reimbursed. The phrasal verb "to pay off" has two meanings: it means to fully pay a debt or loan, OR "to bribe", which is to pay someone (usually an authority) in exchange for a favor or service.
2 for overseas investments: An "outstanding loan" is unrelated to any overseas investments. Although a loan might be given to someone for "overseas investments" the term "outstanding" does not indicate this. "Overseas" is synonymous with "abroad" and refers to a location in a different country than that of the speaker uses as a point of reference.
2 for exceptional transactions: Although in a different context, "outstanding" can express the sense of "excellence" or even being "exceptional", in a financial context, the term expresses a very different meaning.
2 for customers with excellent credit: Although in a different context, "outstanding" can express the sense of "excellence", in a financial context, the term expresses a very different meaning.
练习 3
Let's go to English Economics class!
Fill in the blanks with the appropriate terms from the list below.
Use each term only once, and conjugate the verbs when necessary.

interest | loan | rate | mortgage | installments | creditor | borrow

One of the ways banks make money is to charge on a . This charge is a percentage and is called the : it can be fixed or variable.

A is a security or promise, (usually property) given to a , in order to guarantee the payment of an advance of money or other debt.

Money from a bank is generally paid back in monthly .

Let's go to English Economics class!
Fill in the blanks with the appropriate terms from the list below.
Use each term only once, and conjugate the verbs when necessary.

interest | loan | rate | mortgage | installments | creditor | borrow

One of the ways banks make money is to charge interest 1 on a loan 2. This charge is a percentage and is called the rate 3: it can be fixed or variable.

A mortgage 4 is a security or promise, (usually property) given to a creditor 5, in order to guarantee the payment of an advance of money or other debt.

Money borrowed 6 from a bank is generally paid back in monthly installments 7.
1 interest: "Interest" is the percentage of the loan that the bank charges or keeps in order to make a profit off of the loaned money.
2 loan: A "loan" is a sum of money given or lent to an individual or a company from a lending institution, usually a bank. "Loans" are given with terms and conditions for repayment: the time frame for repayment, interest, etc. Note that a loan is not necessarily money, and not necessarily from a bank. For example, "my brother loaned me his leather jacket for my date".
3 rate: A "rate" in banking terms is a percentage or proportion of money measured against the whole or entire amount. The traditional use is in regards to "interest" charged on a loan. This "interest rate" can change (variable) or remain the same (fixed) over time.
4 mortgage: A "mortgage" is a contractual promise of security, usually property, to a creditor in exchange for a loan of money.
5 creditor: A "creditor" is a person to whom money is owed by a debtor. A "creditor" lends money to individuals and companies. Usually the "creditor" is a bank.
6 borrowed: To "borrow" is to obtain or receive money or something else, on the condition that it will be returned or repaid. Example: I borrowed 500 euros from my bank.
7 installments: To pay for something in "installments" is to pay for it in increments over a period of time. Usually the terms of payment regarding the amount and the period of time for repayment are established in advance, however they can be redefined over the course of the payment.
练习 4
"I went to rent a video from the store the other day"

Choose the correct term for each sentence.

My friend me a clean t-shirt because I had a ketchup stain on mine.

We missed the last train, so we a taxi to Trafalgar Square.

I went to the bank to some money.

I this apartment because I can't afford to buy it.

Bonus question!

In the US, when I go to the video shop, I tell them I want to a movie.
"I went to rent a video from the store the other day"

Choose the correct term for each sentence.

My friend lent 1 me a clean t-shirt because I had a ketchup stain on mine.

We missed the last train, so we hired 2 a taxi to Trafalgar Square.

I went to the bank to borrow 3 some money.

I rent 4 this apartment because I can't afford to buy it.

Bonus question!

In the US, when I go to the video shop, I tell them I want to rent 5 a movie.
1 lent: This is correct. To "lend (a pen to someone)" is to give someone the use of a pen on the condition that it will be returned, for example: Can you lend me 20 dollars? I'll give it back to you tomorrow. Note that this term should not be confused with "to give" (where there is no sense of a return) or "to borrow" (which often has an opposite meaning).
1 rented: This is incorrect. "Renting" a t-shirt would imply that a charge is involved, which is not the case here. Also the correct grammatical version would be to say "My friend rented a t-shirt to me".
1 hired: This is incorrect. "Hired" is grammatically incorrect in this sentence.
1 borrowed: This is incorrect. Do not confuse "to borrow" and "to lend". To "borrow" is to get or receive something from someone with the intention of giving it back after a period of time, for example: I borrowed a t-shirt from my friend, and promised to give it back to her.
2 hired: To "hire (a taxi)" is a term that is used in British English to describe paying to use a taxi for a short period, for example: We hired the hall for the marriage. Note that the term "to hire" is only used in American English to mean "recruiting (someone)".
2 rented: This is incorrect. To "rent (a taxi)" would imply paying to use (and drive) a taxi for a long period of time, such as a day or a week.
2 lent: This is incorrect. "Lent" makes no sense in this example. "Lending (a taxi)" implies giving it to someone on the condition that you will get it back.
2 borrowed: This is incorrect. "Borrowing (a taxi)" is possible, but very unlikely. "Borrowing (a taxi)" implies asking to use the taxi (without paying for it) with the condition that you will give it back.
3 borrow: This is correct. To "borrow (money from a bank)" is to take money from a bank and pay it back over a period of time, for example: Like many companies at the time, we had to borrow a lot to survive. Note the use of the preposition: to borrow something FROM someone.
3 lend: This is incorrect. A bank may "lend" money to you, but it very unlikely that you would lend money to a bank!
3 rent: This is incorrect. Money itself cannot be "rented".
3 hire: This is incorrect. Money itself cannot be "hired".
4 rent: This is correct. To "rent (something)" is to pay or receive a fixed amount of money for the use of something such as a car, flat, house, etc, for example: I rented a car for a week when I went to the south of France. Note that in British English the term can have a similar meaning with "hire", however you cannot "hire" a flat.
4 hire: This is incorrect. "Hiring" something implies paying for the use of it for a short period of time. In the case of property (flats, apartments, house, etc), the term "to rent" is always used.
4 borrow: This is incorrect. "Borrowing (an apartment)" would imply that no charge is involved, which makes little sense here.
4 lend: This is incorrect. We might "lend" the use of an apartment to someone, however this makes little sense given the context of the sentence.
5 rent: This is correct. A movie is "rented" in American English. In her letter, Luna writes that she has rented a film. This means that she is paying for the short term use of a film.
5 hire: This is incorrect. In American English, one cannot "hire" a movie. This term is only used in British English. In American English, the verb "to hire" means to engage the services of someone, for example: We need to hire a new secretary for our international team.
练习 5
Brian offers to lend Jean a "kit" to help him with life in the USA.

The term "to lend" is often confused with "to borrow". In each of the sentences below, decide if "lend" or "borrow" should be used!

Would you like to my umbrella? You don't want to get wet outside!

I a really good book from the library last week.

Please could you me your dog this week? I need to get some exercise.
Brian offers to lend Jean a "kit" to help him with life in the USA.

The term "to lend" is often confused with "to borrow". In each of the sentences below, decide if "lend" or "borrow" should be used!

Would you like to borrow 1 my umbrella? You don't want to get wet outside!

I borrowed 2 a really good book from the library last week.

Please could you lend 3 me your dog this week? I need to get some exercise.
1 borrow: "Borrow" is the better choice here. When asking someone if they want to use something of ours, it makes sense to ask if they "want to borrow it from us". To "borrow something from someone" is to use something they own for a period of time, before returning the item to them.
1 lend: It does not make sense to use "lend" here. The umbrella belongs to the speaker of this sentence: they are the one who would "lend" the umbrella, not the other way round.
2 borrowed: "Borrowed" is the better answer here. When we "borrow books (from the library)", we take them for a set period of time (two weeks, for example), and then return them. Another example: "Charles borrowed £800 from the bank last month".
2 lent: It does not make sense to use the verb "to lend" here. It is grammatically incorrect to follow the verb "lend" with "from". Note that the verb "to lend" is irregular: lend/lent/lent.
3 lend: "Lend" is the right answer here. The speaker of this sentence is asking the other person to "lend" them an animal. When we "lend" someone something, we are giving them the use of something we own (or letting them take care of an animal in this case) for a fixed period of time. Another example: "Rebecca has stopped lending CDs to her friends, because they never return them".
3 borrow: "Borrow" is grammatically and logically incorrect in this sentence.

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