Traduzione inglese <> italiano di Credit
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Traduzione e definizione
to credit (money to an account): accreditare (denaro su un conto)
I will credit 100,000 euros to your account on Monday, you should be able to withdraw it the next day! Accrediterò 100.000 euro sul tuo conto lunedì, dovresti essere in grado di prelevarlo il giorno dopo!
a credit (towards a purchase): un credito (verso un acquisto)
(to buy a house) on credit: (comprare una casa) a credito
Esempi
- "The US property market is currently suffering a credit crisis, and it is now very attractive for Britons who cannot cope with the sky-high house prices at home."
- "The US property market is currently suffering a credit crisis, making it attractive for Britons who cannot cope with the sky-high house prices at home."
- "Stella : Not a good idea, Brent, at least if you need to buy it with credit."
Esercizio 1
Fill in the blanks below with terms related to products and customer service. Use terms from the list below, not all are used.
evidence | defective | receipt | damage | blood | refund | return | credit | clerk
Customer: Hello. I'd like to this camera.
Customer Service Manager: Do you have the ? (proof of payment, proof of purchase)
Customer: Yes of course. Here it is.
Customer Service Manager: What's the problem with the camera?
Customer: It doesn't work. It's ! (non-functional, due to a product default)
Customer Service Manager: Well, I can give you store for the camera (a coupon, voucher) but I can't give you a (a repayment of money or funds)
evidence | defective | receipt | damage | blood | refund | return | credit | clerk
Customer: Hello. I'd like to this camera.
Customer Service Manager: Do you have the ? (proof of payment, proof of purchase)
Customer: Yes of course. Here it is.
Customer Service Manager: What's the problem with the camera?
Customer: It doesn't work. It's ! (non-functional, due to a product default)
Customer Service Manager: Well, I can give you store for the camera (a coupon, voucher) but I can't give you a (a repayment of money or funds)
Fill in the blanks below with terms related to products and customer service. Use terms from the list below, not all are used.
evidence | defective | receipt | damage | blood | refund | return | credit | clerk
Customer: Hello. I'd like to return 1 this camera.
Customer Service Manager: Do you have the receipt 2? (proof of payment, proof of purchase)
Customer: Yes of course. Here it is.
Customer Service Manager: What's the problem with the camera?
Customer: It doesn't work. It's defective 3! (non-functional, due to a product default)
Customer Service Manager: Well, I can give you store credit 4 for the camera (a coupon, voucher) but I can't give you a refund 5 (a repayment of money or funds)
evidence | defective | receipt | damage | blood | refund | return | credit | clerk
Customer: Hello. I'd like to return 1 this camera.
Customer Service Manager: Do you have the receipt 2? (proof of payment, proof of purchase)
Customer: Yes of course. Here it is.
Customer Service Manager: What's the problem with the camera?
Customer: It doesn't work. It's defective 3! (non-functional, due to a product default)
Customer Service Manager: Well, I can give you store credit 4 for the camera (a coupon, voucher) but I can't give you a refund 5 (a repayment of money or funds)
1 return: In this context, the verb "to return" is synonymous with "to exchange" or "to take back". Products are generally "returned" for other items (of the same value), "store credit" (a voucher or coupon good towards another item or items) or a "refund" (repayment of the money originally spent on the item).
2 receipt: A "receipt" describes an acknowledgment of purchase or payment, often in the form of a piece of paper. For example: Many people keep their receipts for major purchases: televisions, cars, etc. In this conversation, Brian asks Philip if he has his receipt, or proof of purchase, for a bottle of Delavigne cologne.
3 defective: A "defective" product is broken or dysfunctional, however the term is used mostly to describe a problem due to a manufacturing default. In other words, a defective product is not the fault of the consumer, but rather the manufacturer. Example: Toyota is recalling 1000 cars due to a defective steering wheel.
4 credit: A "(store) credit" refers to a coupon, voucher or a payment, an amount of money, a sum (towards a purchase). Store credit is often given to customers instead of a full cash refund, which obliges them to spend their money in the store. In this conversation, Brian tells Philip that maybe a "clerk" at the store will give him "store credit" for his bottle of perfume.
5 refund: A "refund" is money credited to someone for the return of a product or service which has been purchased. Note that it is actual cash (or a reimbursement via transfer), rather than a credit. "A full cash refund" is reimbursement in the form of cash.
Esercizio 2
What is the reason for Jean's visit to the bank?
What is the reason for Jean's visit to the bank?
To "loan" money is to give money with the understanding that it will be returned at a later time. In this dialogue Jean expresses that he is expecting to "receive" money from Vladimir, and not that he wants to "loan" money to Vladimir.
Jean is not exchanging currency, which is the process of converting one currency to another. Jean is expecting to receive an "international wire transfer".
Jean begins this dialogue by telling the bank clerk that he wants to "receive a huge sum". A "huge sum of money" is a large amount of money. Jean then explains that his friend is sending the money from Kalackistan. The bank clerk then correctly identifies what Jean wants by asking, "So this is an international wire transfer?". An "international wire transfer" is the process of sending money electronically from one country to another. Jean has gone to the bank in order to obtain this information.
Jean asks the bank clerk how to receive an "international wire transfer", which is the process of sending money from one country to another (by wire, or electronically). Jean knows that the money hasn't yet been placed in his account, he is inquiring as to how this is done. "To credit" money to someone's account is to give or award someone money.
Esercizio 3
Imagine all the people...
Fill in the blanks with the appropriate financial terms from the list below.
debt | loan | money | max out | cash | credit | mortgage | child support | borrow | owe | own | lend
Imagine you want to buy a house, but you don't have all the money you need. The bank agrees to pay for the house, on the condition that you pay a . This means that you must pay back the bank, probably with some interest, every month. It also means that the bank owns your house!
Imagine that you are having financial trouble. You have too many bills to pay and you owe money to banks, hospitals, family and a suspicious character named Frankie Knuckles from the Bronx. You owe Frankie 20,000 dollars. You are 20,000 dollars in .
Imagine that you have several children with men and women from around the world. You want to provide for them but it's just so hard! The children need food and books and clothes and love, and now your exes want you to pay to ensure that the kids have money for all these things. (2 words)
Imagine that you love porcelain dolls, especially really expensive Russian dolls which cost a fortune. You don't have any cash, so you decide to your credit card. This means that you have spent the maximum amount of money possible on the card, which you will have to pay back, probably with interest! (2 words)
Fill in the blanks with the appropriate financial terms from the list below.
debt | loan | money | max out | cash | credit | mortgage | child support | borrow | owe | own | lend
Imagine you want to buy a house, but you don't have all the money you need. The bank agrees to pay for the house, on the condition that you pay a . This means that you must pay back the bank, probably with some interest, every month. It also means that the bank owns your house!
Imagine that you are having financial trouble. You have too many bills to pay and you owe money to banks, hospitals, family and a suspicious character named Frankie Knuckles from the Bronx. You owe Frankie 20,000 dollars. You are 20,000 dollars in .
Imagine that you have several children with men and women from around the world. You want to provide for them but it's just so hard! The children need food and books and clothes and love, and now your exes want you to pay to ensure that the kids have money for all these things. (2 words)
Imagine that you love porcelain dolls, especially really expensive Russian dolls which cost a fortune. You don't have any cash, so you decide to your credit card. This means that you have spent the maximum amount of money possible on the card, which you will have to pay back, probably with interest! (2 words)
Imagine all the people...
Fill in the blanks with the appropriate financial terms from the list below.
debt | loan | money | max out | cash | credit | mortgage | child support | borrow | owe | own | lend
Imagine you want to buy a house, but you don't have all the money you need. The bank agrees to pay for the house, on the condition that you pay a mortgage 1. This means that you must pay back the bank, probably with some interest, every month. It also means that the bank owns your house!
Imagine that you are having financial trouble. You have too many bills to pay and you owe money to banks, hospitals, family and a suspicious character named Frankie Knuckles from the Bronx. You owe Frankie 20,000 dollars. You are 20,000 dollars in debt 2.
Imagine that you have several children with men and women from around the world. You want to provide for them but it's just so hard! The children need food and books and clothes and love, and now your exes want you to pay child support 3 to ensure that the kids have money for all these things. (2 words)
Imagine that you love porcelain dolls, especially really expensive Russian dolls which cost a fortune. You don't have any cash, so you decide to max out 4 your credit card. This means that you have spent the maximum amount of money possible on the card, which you will have to pay back, probably with interest! (2 words)
Fill in the blanks with the appropriate financial terms from the list below.
debt | loan | money | max out | cash | credit | mortgage | child support | borrow | owe | own | lend
Imagine you want to buy a house, but you don't have all the money you need. The bank agrees to pay for the house, on the condition that you pay a mortgage 1. This means that you must pay back the bank, probably with some interest, every month. It also means that the bank owns your house!
Imagine that you are having financial trouble. You have too many bills to pay and you owe money to banks, hospitals, family and a suspicious character named Frankie Knuckles from the Bronx. You owe Frankie 20,000 dollars. You are 20,000 dollars in debt 2.
Imagine that you have several children with men and women from around the world. You want to provide for them but it's just so hard! The children need food and books and clothes and love, and now your exes want you to pay child support 3 to ensure that the kids have money for all these things. (2 words)
Imagine that you love porcelain dolls, especially really expensive Russian dolls which cost a fortune. You don't have any cash, so you decide to max out 4 your credit card. This means that you have spent the maximum amount of money possible on the card, which you will have to pay back, probably with interest! (2 words)
1 mortgage: "Mortgage" is a very particular term, with several connotations. A traditional "mortgage" is a deed or written agreement with the bank in which the buyer agrees to reimburse the bank for money advanced to pay for a property. This money is usually paid monthly, with interest. In this type of agreement, the bank is the de facto owner of the house, and the "mortgage" payments continue until the mortgage is paid in full. Properties which are sold before they are fully paid are sold with the mortgage; the new buyer inherits the mortgage.
2 debt: A "debt" is something (usually money) "owed", or "promised to" someone. We often talk about being "in debt" or "having debts". Example: My years as a professional gambler have left me in serious debt.
3 child support: "Child support" is the legal term used to describe money paid by one parent (usually the father) to another for the purpose of taking care of a child's basic needs (education, clothing etc.). The amount of child support paid is generally either determined by a court of law or mutually agreed upon by lawyers in a settlement. It is calculated as a function of the parent's income.
4 max out: To "max out" a credit card is an informal term describe charging the entire spending limit of a credit card or line of credit. For example, most American credit cards have a monthly credit limit of $5000. You can spend this amount every month, but not more. Remember that credit cards are not linked to real money in a personal account; money is lent by the lender regardless of if you have it or not.
Esercizio 4
Fill in the blanks below with terms used in the dialogue. Use the hints to help you.
I owe the bank 20,000 euros. "I am 20,000 euros in ".
Hint: This term describes something (usually money) that is "owed", or a financial obligation towards someone or an institution.
He ordered five steaks, took one bite of one of them, and then threw everything else in the trash. I told him that he was being very .
Hint: This term describes useless, excessive consumption for no apparent reason.
My wife and I have been looking for a new place to live so we recently purchased a in Sonoma.
Hint: This term describes an apartment within a residential complex.
I owe the bank 20,000 euros. "I am 20,000 euros in ".
Hint: This term describes something (usually money) that is "owed", or a financial obligation towards someone or an institution.
He ordered five steaks, took one bite of one of them, and then threw everything else in the trash. I told him that he was being very .
Hint: This term describes useless, excessive consumption for no apparent reason.
My wife and I have been looking for a new place to live so we recently purchased a in Sonoma.
Hint: This term describes an apartment within a residential complex.
Fill in the blanks below with terms used in the dialogue. Use the hints to help you.
I owe the bank 20,000 euros. "I am 20,000 euros in debt 1".
Hint: This term describes something (usually money) that is "owed", or a financial obligation towards someone or an institution.
He ordered five steaks, took one bite of one of them, and then threw everything else in the trash. I told him that he was being very wasteful 2.
Hint: This term describes useless, excessive consumption for no apparent reason.
My wife and I have been looking for a new place to live so we recently purchased a condo 3 in Sonoma.
Hint: This term describes an apartment within a residential complex.
I owe the bank 20,000 euros. "I am 20,000 euros in debt 1".
Hint: This term describes something (usually money) that is "owed", or a financial obligation towards someone or an institution.
He ordered five steaks, took one bite of one of them, and then threw everything else in the trash. I told him that he was being very wasteful 2.
Hint: This term describes useless, excessive consumption for no apparent reason.
My wife and I have been looking for a new place to live so we recently purchased a condo 3 in Sonoma.
Hint: This term describes an apartment within a residential complex.
1 debt: "To be in debt (to the bank)" is to "owe" money to the bank. On its own, the term indicates an obligation, often financial. For example: the bank lent me 5000 dollars to buy a car, and now I am in debt. In this conversation, Bruno warns Harold that it will be impossible for him to "stay out of debt" if he continues to spend money on expensive luxuries. Note that the "b" in "debt" is not pronounced.
2 wasteful: "Wasteful (spending)" refers to expending money without care or prudence. In this sentence, someone who has ordered a lot of food, eaten little, and disposed of the rest can be considered "wasteful". Note that the term can apply to a person, (as it does in this example), but also an action (as it does in the conversation). In the conversation between Harold and Bruno, Bruno calls Harold's recent purchase of a "condo" in Miami an example of "wasteful spending". Another example: Don't be so wasteful with that paper, we should be trying to save the trees.
3 condo: A "condo", an abbreviation for "condominium", is an apartment within a building complex. These apartments are generally owned (bought and sold), and not rented. In this conversation, Harold tells Bruno that he just bought a condo in Miami.
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