Traduzione inglese <> italiano di Loan

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Traduzione e definizione

to loan (someone an apartment): prestare (a qualcuno un appartamento) verb
a loan (from a bank): un prestito (bancario) noun
(a book) on loan from (the library): (un libro) in prestito da (la biblioteca) idiom

UK: I needed a huge student loan to pay for my university studies.
US: Could you loan me your dog this weekend?

Esempi

  • "A million dollar loan..."
  • "Sam : You're concerned about the interest rates on your outstanding loans."
  • "When we agreed to the terms of those loans, all of those rates were supposed to be fixed, not variable."
  • "It was my understanding that there was supposed to be a fixed rate for the duration of the loans, but after looking at our files, I see that the rates have inflated over the past few years."
  • "We have your laboratory surrounded by a team of 300 highly trained military operatives, 50 ninjas on loan from a sushi restaurant, 17 Apache helicopters and 3 cats that followed us here."
  • "Even more worrisome is the variable interest rate on our outstanding loans."
  • "Without a million dollar loan"
  • "Bruno : My other major concern is the interest rates on our outstanding loans."
  • "If you were to consolidate your loans now with a fixed rate, you'd be paying more interest than you are with your variable rate."
  • "I suppose I'm stuck with the terms of these loans until they're completely paid off."
  • "Sam : Well, it's all there Bruno, I assure you, with your signature at the bottom. It seems that you did actually agree to the terms of the loans when you signed seven years ago."
  • "So if you're still willing, I'd like to get together over lunch, or maybe even brunch, so that we can sort out this trouble with your loans once and for all."
  • "I have your loan applications right here, and if you look at the section marked 7b, you can see that the interest rates increase at the current market rate."
  • "You are unlikely to be lent any more money and you may not be able to transfer your existing loan from one home to another."
  • "Listen, I just got your message and I'd like to set up a time to discuss those loans."
Esercizio 1
Conjugate the verbs below correctly when necessary.

Bruno says that Dr. Badguy Giuseppe.
However, Dr. Badguy insists that he is only the monkey.
In order to pay Dr. Badguy, Bruno could go to the bank and ask them him some money.

Conjugate the verbs below correctly when necessary.

Bruno says that Dr. Badguy [not done] stole 1 Giuseppe.
However, Dr. Badguy insists that he is only [not done] borrowing 2 the monkey.
In order to pay Dr. Badguy, Bruno could go to the bank and ask them [not done] to lend 3 him some money.
1 stole: This is the best choice here. "Stole" is the past tense form of the irregular verb "to steal". Bruno says, "I don't go around kidnapping monkeys". The verb "to steal" shares a similar meaning with "to kidnap" in this context.
2 borrowing: This is the correct choice. "Borrowing" is the progressive form of the verb "to borrow". Dr. Badguy says, "I prefer to say that I'm borrowing him". "To borrow" means to take or receive something with the promise and understanding that it will be returned. This construction requires the present progressive form of the verb, as indicated by the present tense auxiliary "is" which precedes the main verb. The present progressive tense expresses an action in progress and is formed with the auxiliary "to be" and the "ING" form of the verb (borrowing).
3 to lend: This is the correct choice. "To lend" indicates the process of giving money with certain restrictions, conditions and assurances that the money will be returned or paid back. Note that the verb "to loan", although not an option in this list, expresses a very similar meaning to the verb "to lend". The verb should be left in its full infinitive form here.
Esercizio 2
Icarus mentions "outstanding loans" in his email. "A loan" is money .
In this context, an "outstanding loan" refers to a loan .
Icarus mentions "outstanding loans" in his email. "A loan" is money borrowed from the bank or elsewhere 1.
In this context, an "outstanding loan" refers to a loan which hasn't yet been paid off 2.
1 borrowed from the bank or elsewhere : A "loan" is a sum of money given or lent to an individual or a company from a lending institution, usually a bank. "Loans" are given with terms and conditions for repayment: the time frame for repayment, interest, etc. Note that a loan is not necessarily money, and not necessarily from a bank. For example, "my brother loaned me his leather jacket for my date".
1 placed in stocks and bonds: A "loan" is not money placed in stocks and bonds. Money placed in stocks and bonds are generally referred to as "investments".
1 charged for overdrawing an account: A "loan" is not the money charged for "overdrawing" an account. To "overdraw" an account means to withdraw or "take out" more money than exists in the account. Many banks charge a fee for overdrawing an account. These fees are called "overdraft" fees.
1 placed in real estate: Money placed in real estate is not called "a loan", however it is possible to take out a loan for an investment in real estate. "Real Estate" refers to the property industry: buying, selling, renting apartments and homes, developing land, etc.
1 given as a grant or subsidy: "Loans" are never "grants or "subsidies", which refer to sums of money given by the government or educational institutions to finance research projects, studies, etc. "Grants" and "subsidies" are generally given to qualified applicants who make a strong argument for the value of their research. Educational grants are often called "scholarships. A 'subsidy" is money which is given (generally by the government) in support of an enterprise regarded as being 'in the public interest"
2 which hasn't yet been paid off: The adjective "outstanding" has several meanings, however in a financial context, when we talk about "outstanding loans" or an "outstanding debt" we are referring to a loan which has not yet been paid, or fully reimbursed. The phrasal verb "to pay off" has two meanings: it means to fully pay a debt or loan, OR "to bribe", which is to pay someone (usually an authority) in exchange for a favor or service.
2 for overseas investments: An "outstanding loan" is unrelated to any overseas investments. Although a loan might be given to someone for "overseas investments" the term "outstanding" does not indicate this. "Overseas" is synonymous with "abroad" and refers to a location in a different country than that of the speaker uses as a point of reference.
2 for exceptional transactions: Although in a different context, "outstanding" can express the sense of "excellence" or even being "exceptional", in a financial context, the term expresses a very different meaning.
2 for customers with excellent credit: Although in a different context, "outstanding" can express the sense of "excellence", in a financial context, the term expresses a very different meaning.
Esercizio 3
Let's go to English Economics class!
Fill in the blanks with the appropriate terms from the list below.
Use each term only once, and conjugate the verbs when necessary.

interest | loan | rate | mortgage | installments | creditor | borrow

One of the ways banks make money is to charge on a . This charge is a percentage and is called the : it can be fixed or variable.

A is a security or promise, (usually property) given to a , in order to guarantee the payment of an advance of money or other debt.

Money from a bank is generally paid back in monthly .

Let's go to English Economics class!
Fill in the blanks with the appropriate terms from the list below.
Use each term only once, and conjugate the verbs when necessary.

interest | loan | rate | mortgage | installments | creditor | borrow

One of the ways banks make money is to charge interest 1 on a loan 2. This charge is a percentage and is called the rate 3: it can be fixed or variable.

A mortgage 4 is a security or promise, (usually property) given to a creditor 5, in order to guarantee the payment of an advance of money or other debt.

Money borrowed 6 from a bank is generally paid back in monthly installments 7.
1 interest: "Interest" is the percentage of the loan that the bank charges or keeps in order to make a profit off of the loaned money.
2 loan: A "loan" is a sum of money given or lent to an individual or a company from a lending institution, usually a bank. "Loans" are given with terms and conditions for repayment: the time frame for repayment, interest, etc. Note that a loan is not necessarily money, and not necessarily from a bank. For example, "my brother loaned me his leather jacket for my date".
3 rate: A "rate" in banking terms is a percentage or proportion of money measured against the whole or entire amount. The traditional use is in regards to "interest" charged on a loan. This "interest rate" can change (variable) or remain the same (fixed) over time.
4 mortgage: A "mortgage" is a contractual promise of security, usually property, to a creditor in exchange for a loan of money.
5 creditor: A "creditor" is a person to whom money is owed by a debtor. A "creditor" lends money to individuals and companies. Usually the "creditor" is a bank.
6 borrowed: To "borrow" is to obtain or receive money or something else, on the condition that it will be returned or repaid. Example: I borrowed 500 euros from my bank.
7 installments: To pay for something in "installments" is to pay for it in increments over a period of time. Usually the terms of payment regarding the amount and the period of time for repayment are established in advance, however they can be redefined over the course of the payment.
Esercizio 4
Conjugate the verbs below correctly when necessary.

Bruno says that Dr. Badguy Giuseppe.
However, Dr. Badguy insists that he is only the monkey.
In order to pay Dr. Badguy, Bruno could go to the bank and ask them him some money.

Conjugate the verbs below correctly when necessary.

Bruno says that Dr. Badguy [not done] stole 1 Giuseppe.
However, Dr. Badguy insists that he is only [not done] borrowing 2 the monkey.
In order to pay Dr. Badguy, Bruno could go to the bank and ask them [not done] to lend 3 him some money.
1 stole: This is the best choice here. "Stole" is the past tense form of the irregular verb "to steal". Bruno says, "I don't go around kidnapping monkeys". The verb "to steal" shares a similar meaning with "to kidnap" in this context.
2 borrowing: This is the correct choice. "Borrowing" is the progressive form of the verb "to borrow". Dr. Badguy says, "I prefer to say that I'm borrowing him". "To borrow" means to take or receive something with the promise and understanding that it will be returned. This construction requires the present progressive form of the verb, as indicated by the present tense auxiliary "is" which precedes the main verb. The present progressive tense expresses an action in progress and is formed with the auxiliary "to be" and the "ING" form of the verb (borrowing).
3 to lend: This is the correct choice. "To lend" indicates the process of giving money with certain restrictions, conditions and assurances that the money will be returned or paid back. Note that the verb "to loan", although not an option in this list, expresses a very similar meaning to the verb "to lend". The verb should be left in its full infinitive form here.
Esercizio 5
According to Bob, the old Delavigne printer .

Icarus talks about a pinball machine being "a frivolous expenditure".
In this context, an "expenditure" is a/an "".
According to Bob, the old Delavigne printer was disconnected 1.

Icarus talks about a pinball machine being "a frivolous expenditure".
In this context, an "expenditure" is a/an "expense 2".
1 was disconnected: This is the correct answer. Bob explains that the older printer was in fact only "unplugged", which means that it simply needed to be plugged into or connected to a power supply. "Unplugged" can also refer to an acoustic musical instrument, without any electronic amplification.
1 needed to be repaired: This is incorrect. Bob doesn't say that the printer needed to be repaired or "serviced". Bob originally thought that the printer was broken, but discovered that it was "unplugged".
1 was out of paper: This is incorrect. Bob doesn't say that the printer is "out of" or "lacking in" paper.
1 was an out-of-date model: This is incorrect. Bob doesn't say that the printer was an "out-of-date" model or that it needed to be replaced.
2 expense: An "expenditure" is an "expense", or the act of spending money on something. Example: The expenditures for the office included money spent on office supplies, furniture and new computer equipment.
2 deferment: A "deferment" is a payment (of a loan for example) which has been delayed or postponed to a later time. Example: The bank required the loan be paid back in October, but I asked for a deferment until December. A deferment is not the same things as an "expenditure" of money.
2 loan: A "loan" is (generally) money given to someone with the intention that it be repaid at a later date. Example: The bank required the "loan" be paid back in October. A "loan" of money is not the same as an "expenditure" of money.
2 loss: A "loss" of money refers to money which no longer belongs to its original owner: either it was spent, lost on the stock market for example, etc. Example: Our third quarter "losses" made the president very angry. A "loss" of money is not the same as an "expenditure" of money.

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