Checking account en français : traduction et définition
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Traduction et définition
a checking account: un compte chèques, un compte courant
Exemples
- "The downside is that there is minimal or no interest on checking accounts, and there may be fees."
- "Today we'll be looking at: personal bank accounts - both checking accounts and savings accounts."
- "Checking accounts are essential if you want to pay for anything by check or debit card."
- "This cash is spread out over several checking accounts collecting dust."
- "Bruno : Sam, this is the first time I've visited this bank since I opened my checking account three years ago."
Exercice 1
What is Icarus trying to say?
Choose the TRUE statements from the list below based on the email. There may be more than one correct answer!
Choose the TRUE statements from the list below based on the email. There may be more than one correct answer!
What is Icarus trying to say?
Choose the TRUE statements from the list below based on the email. There may be more than one correct answer!
Choose the TRUE statements from the list below based on the email. There may be more than one correct answer!
This statement is false. Icarus informs Bruno about "surplus" or "available" money, which is not "owed" to anyone. "To owe money (to a friend)" is to be in your friend's "debt", or to be obliged to pay them money (generally that you have borrowed).
This statement is false. Icarus has not yet detailed his placement and investment strategy to Bruno, however it makes no sense for him to want to put the money in checking accounts, as this is where the money is currently, and the money is not "working" for the company (not acquiring interest). A "checking account" is a bank account from which checks can be written. Generally, these accounts do not generate much interest (financially), and are often linked to debit cards.
This statement is true. Icarus writes that he and his team of accountants have discovered that the company has 1.2 million dollars which isn't currently needed for daily operations, and should be invested or placed.
This statement is false. Icarus informs Bruno that the company has extra cash on hand, which corresponds to the company's available cash or treasury. He makes no mention of "profits", which describe money earned after expenses and costs.
Exercice 2
Kate Baker from American Banking Solutions describes a something called a 401(k).
A 401(k) is a type of account, in which contribute until the employees .
A 401(k) is a type of account, in which contribute until the employees .
Kate Baker from American Banking Solutions describes a something called a 401(k).
A 401(k) is a type of savings 1 account, in which the employees and employers 2 contribute until the employees retire 3.
A 401(k) is a type of savings 1 account, in which the employees and employers 2 contribute until the employees retire 3.
1 savings: This is correct. A "savings account" is a type of account which provides interest. A 401(k) plan is essentially a savings account which both the employees and employers pay into until the employees' retirement. Note that a 401(k) account cannot be opened at the bank; it is a financial option provided by certain companies.
1 checking: This is incorrect. A "checking account" is a type of bank account which can be used by people writing checks. These type of accounts generally provide little or no interest.
1 stock option: This is incorrect. Although "stock options" are a form of compensation given by employers to employees, a 401(k) plan is a different thing, in which employers match employees contributions to an account.
2 the employees and employers: This is correct. Kate Baker explains to Edward that in a 401(k) plan, the employer (Delavigne Corp for example) matches or equals the contribution of an employee in order to compensate them beyond their salary. Both employers and employees contribute in a 401(k) plan.
2 the employees: This is incorrect. In a 401(k) plan, both the employee and employer contribute money.
2 the employers: This is incorrect. In a 401(k) plan, both the employee and employer contribute money.
3 retire: This is correct. According to Kate Baker, Delavigne's 401(k) plan grows until the employee "retires", or stops working. Note that "retirement" is generally the choice of the employee to stop working, and not the termination of the employee for example. In any case, a fired employee who benefited from a 401(k) plan would likely receive the money invested within.
3 catch fire: This is incorrect. 401(k) plans don't usually include conditions about "catching fire" or "combusting"!
3 withdraw money: This is incorrect. Kate Baker specifies that Delavigne Corp's 401(k) plan continues until an employee's retirement. This type of account is not accessible for employees to withdraw, (take out or remove) money at any time.
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